TERMS OF USE: This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. NOTICE: The hiring of a lawyer is an important decision. Before you hire the lawyer to whom you are referred, please be sure to request information regarding the lawyer’s qualifications and experience. ©2004, 2003, 2002, 2001 Russell Law Offices, Patrick Russell, P.A. All rights reserved. |
OVERVIEW: Insurance law concerns the contractual relationship by an insurance company and its policy owner to pay for damages in the event of a certain loss. The policy of insurance contains all provisions, conditions, and exclusions for coverage. Certain losses may be excluded from coverage and certain acts that a policy owner may or may not take in the event of a loss may result in the denial of an insurance claim. Disputes arise when there is a denial of insurance coverage, a cancellation of an insurance policy, or if there is an improper adjustment or valuation of a claim. The following additional information is provided on this site: